Peace of Mind
Insurance is a smart course of action for you to manage risks. Whether it’s property or personal insurance, Michael McGowen Agency Inc. is committed to providing honest advice and quality insurance products to keep you, your family, and the things you value protected. Our professionals will work one-on-one with you to determine the insurance options that best fit your lifestyle and means.
Property insurance is a policy that covers the owner of a property, from a variety of damages such as theft, fire, some types of weather damages, and more. Whether you’re an individual or a business owner, we can help you determine the right insurance policy for your needs.
Protection for Homeowners, Condo, Renters, and Flood
With us, figuring out your home insurance needs does not have to be a stressful process. Our team eliminates confusion and guesswork by helping you navigate through the available insurance policy that is within your means. We offer a wide array of home insurance products that are designed to offer maximum protection.
As you enjoy the now, don’t forget to protect your family’s future. We want to make sure you have the type and amount of personal insurance coverage you need so that you and your family are prepared for the unexpected. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Our compassionate agents are committed to assessing your coverage needs and answer all your questions to achieve optimum protection within your means.
Term Life Insurance
Term life insurance is purely life insurance. This means you, the would-be policyholder and pay premiums on a regular basis. If in the case of the unexpected happens to you, your beneficiary (or beneficiaries) will receive a death benefit. It’s very straightforward and relatively inexpensive. Talk to our agents so you can easily buy the coverage you need at a price point you’re comfortable with.
Whole Life Insurance
Whole life is more complicated than term insurance overall. But, one definition you need to know is its cash value. How exactly the cash value works depends on the type of policy you get. Simply put, whole life insurance is like insurance and investment bundled together. This also means it’s more expensive than term life insurance. Contact one of our staff and find out if this is the insurance policy that you need.
Universal Life Insurance
As you reach different milestones in your life such as marriage, the birth of a child, or job promotion, your life insurance needs also changes. The major advantage of universal life insurance is its flexibility. You can change the protection level of the policy (within bounds) and you decide the amount of frequency of payments (again, within bounds) in cooperation with our agents. This life insurance offers protection for your family and strategies for leaving a legacy to them.
No amount of defensive car driving can prevent every accident. But, it is possible to get coverage for a huge range of potential damages. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of you and your car.
You need top-notch vehicle insurance to stay safe on the road and protect you and your asset. Vehicle insurance such as a boat or RV insurance can cover collision damage costs, medical payments, theft and more. Other than cars, we also offer insurance coverages to the following kind of vehicles:
- Personal Watercraft